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Bicycle Accidents

VIDEO TRANSCRIPT:

Hi, I’m Jon Ostroff. Thanks for visiting ostrofflaw.com. You’ve clicked on the question about bicycle injuries. I hope I can help you. If you’re injured on a bicycle, chances are your injuries are pretty bad. If you’re hit by a car, a bus, or a truck, one thing you should know out of the gates is even though you may not have insurance on your bicycle, I mean who does? The vehicle at fault, if they’re insured, many of the benefits that you’re entitled to, you can get through that vehicle. Now you may know that, but what you may not know is that if there’s a vehicle in the household in which you live and it’s owned by a relative of yours that lives in that household, there’s additional benefits you can get through that vehicle. So if there’s medical insurance on that vehicle, if there is UIM or UM which insures you against being injured by someone without enough insurance, in fact to learn more about UM and UIM, you can click on the question below that’s also under the frequently asked questions and learn more about that. There are benefits in that household, in your household, that may help you. Also, if your household insurance, insurance on vehicles in your house, is limited tort, the adjuster says you can’t recover or you talked to other attorneys and they say you can’t recover because you have a limited tort car in your household or you own a limited tort car, they’re wrong. You can recover, limited tort doesn’t apply when you’re not in a private passenger vehicle. When you’re on a bike, limited tort doesn’t apply. I hope I’ve answered your questions. Thanks.

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