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Personal Injury FAQs

What Should I Do If An Insurance Adjuster Contacts Me?

Hi, I’m John Ostroff. Thanks for visiting Ostroff law.com you’ve clicked on a question about what you should do if an insurance adjuster for the at fault driver contacts you. This is an easy one. Nothing. Do not take the call. Do not call them back. That adjuster is not calling you to help you....
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What Is Full Coverage?

Hi, I’m John Ostroff. Thanks for visiting Ostroff law.com you clicked on the question, I have full coverage. I’m protected. What exactly is full coverage? I’m going to answer that for you. There’s a lot of confusion over this and the confusion is because there’s three common insurance terms, full coverage, full tort and limited...
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Do I Need A Lawyer Video Cover

Do I Need A Personal Injury Lawyer?

This is probably your first serious insurance company claim and you are up against a professional insurance adjuster with a team of lawyers. Insurance companies make billions of dollars by paying claimants less. The less they pay you, the more they make. The less your adjuster gets you to accept, the happier his boss is....
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uninsured motorist coverage

Uninsured Motorist (UM) & Underinsured Motorist (UIM) Coverage FAQ

If you were injured in a crash and the at-fault driver has no insurance coverage or not enough insurance to compensate you, your uninsured motorist (UM) and underinsured motorist (UIM) coverage is there to protect you. Jon Ostroff answers a few common questions about UM/UIM vehicle insurance and what it means for injured crash victims....
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What To Do When You Are Hurt in a Pennsylvania Hit and Run

Not only have you been injured in a car crash, but the person who caused the car crash and your injuries has taken off.  The physical pain and the financial fear can be overwhelming, but you are not alone and you are not without options. An experienced Pennsylvania car accident lawyer can help you, even...
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