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Insurance Companies

How do I make sure my agent gave me the correct insurance coverage?

This is not an easy one to answer. It pre-supposes you can trust your agent to put your interests about the insurance carrier’s interests. We know agents are supposed to do this, however they do not always do it. We have seen insurance policies with $250,000/$500,000 in bodily injury liability coverage, yet the UM/UIM coverage...
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Myth #7: The Insurance Adjuster Can Help You Better if You Record Your Statement

Truth: The only reason your insurance adjuster wants to speak with you or record your statement is so that he or she can use it against you later. For instance, if shortly after your accident, your insurance adjuster asked you about your injuries. He or she is hoping that you will not tell him about...
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Myth #6: If You Sign the Insurance Company’s Medical Authorization, You’ll Settle Sooner

Truth: One of the biggest mistakes that accident victims make is to give the other guy’s insurance company access to their private, personal medical records. The insurance companies don’t make billions of dollars by doing favors for you. By giving your adjuster access to your very private and personal medical records, you are allowing him...
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Can you sue for pain and suffering with limited tort?

There is a myth that Limited Tort means no compensation for pain and suffering. The truth us that there are several important exceptions to limited tort. You may still be able to obtain money for your pain and suffering. Soon after an accident, long before the seriousness of your injuries are known, your insurance adjuster will try...
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Understanding Insurance Company Greed

There’s a reason why big insurance companies spend millions of dollars training your adjuster to screw you!  There’s a reason they own many of the tallest buildings in most major cities! These big insurance companies call you repeatedly after you’ve been in an accident, hoping you’ll deal directly with them, and not speak to a...
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