Filing a Claim When the Cause of a Pennsylvania Accident is Uncertain
Your accident happened so fast. You were driving and thinking about your day and all you remember is pain. Once you realized that you had been in an accident, your thought were about getting help, calling 9-1-1, notifying your family, and what you would tell your employer. You weren’t thinking “How did this happen?”
Now, you need to call insurance company and you don’t know what to say. How do you explain the accident when you can’t remember or don’t know the cause of the crash?
Pennsylvania is a Choice No-Fault State
If you have no-fault insurance, your medical expenses will be covered by your insurance company regardless of who is at fault. But, if you have a serious injury and have opted for traditional insurance, your insurance company will ask, “Who caused the accident?” If you can’t show that the other driver caused the crash, you may get stuck paying for your medical bills! How can you present enough evidence to support your claim?
Ostroff Law Can Help You Build Your Claim
Fortunately, you don’t have to rely on your memory of the accident. The officer who came to the scene of your accident filled out an accident report. The accident report will include information about the time of the accident, the weather, and the position of the cars at the time of the collision. It may have names of witnesses. It will also have a section called Contributing Factors. In this section, the police officer writes her opinion of the cause or causes of the crash. This includes any traffic laws that were violated and any citations that were issued.
Your attorney will obtain and review the police report. He will contact any witnesses and get their stories. If necessary, he will consult with a professional accident reconstructionist. He will slowly put together the evidence needed to build a solid case.
Ostroff Injury Law fights for the rights of Pennsylvania victims. We’ve helped our clients get fair compensation even after they’ve been turned down by other lawyers. If you have questions about your Pennsylvania car accident, contact Ostroff Injury Law at 800-818-8148.