Insurance adjusters
are employed by companies who profit from scaring you away from making a claim, where they would otherwise be responsible
for paying you.
Many people contact us because they've been in an automobile accident and they chose the "limited tort" option on their insurance policy. They have been told by the insurance company that they are not able to make a recovery because they selected limited tort. Often, we find that we can help people in this situation and ultimately obtain a recovery for them. Sometimes, it's a matter of your injury being serious enough that you fall into what's called the "serious injury exception." The lawyers at Ostroff Injury Law often have a much different opinion than the insurance company as to whether a client's injury is serious enough for them to obtain a recovery for their pain and suffering.
Also, there are automatic exceptions to limited tort, such as if you were not in a regular private passenger vehicle when the accident occurred or if you were injured by a drunk driver. If one of these exceptions applies to you, even if your injury was not serious enough to make a recovery otherwise, we can still obtain a recovery for you.
Perhaps when you first attempted to make a claim with the insurance company, your injury was not as serious as it is now and you're receiving medical treatment months after the your accident occurred.
Whatever the case may be, it is always worth your while to contact our law office to see if you're entitled to a recovery, even if you chose the limited tort option. Many clients are surprised to learn that we are able to help them when they have been told otherwise by their insurance adjuster or even other law firms. It's worth picking up the phone to make one simple call to our office and in a short while, we can provide you with our expert opinion as to whether or not we can help you.
