Ostroff Injury Law - Pennsylvania Personal Injury Lawyers

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Dealing with the insurance company

Estate Taxes

To Settle or Not to Settle? How do you make the right decision? If you’ve been injured in an accident, you have two basic choices: you and your attorney can negotiate a settlement with the insurance company or you can go to court and allow a jury to decide your case. Most Pennsylvania accident victims …

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How Insurance Companies Use Lies to Keep Your Money Does this sound familiar? The police report says their driver was at fault, yet you are being blamed. You are in constant pain, but the insurance company says you are faking your injuries. You put in your claim weeks ago, but the insurance adjuster claims that …

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Wrongful Death Lawsuits

You have a serious injury and someone else is at fault.  Although you would like compensation for your medical bills, lost wages, and other expenses, the thought of going to court makes you uncomfortable. Aren’t there other options? Yes, you can settle your Pennsylvania personal injury case without filing a lawsuit. There are many reasons …

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Worried Female Driver Sitting By Car After Traffic Accident

Learn Why You May Want to Say “No” to a Quick Settlement. You were worried about dealing with the insurance company after your Pennsylvania accident, but your agent has been very helpful. He called you right away. He asked about your health and said he’d like to get you a check by the end of …

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Young couple discussing financial plan with consultat

This is not an easy one to answer. It pre-supposes you can trust your agent to put your interests about the insurance carrier’s interests. We know agents are supposed to do this, however they do not always do it. We have seen insurance policies with $250,000/$500,000 in bodily injury liability coverage, yet the UM/UIM coverage …

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Truth: The only reason your insurance adjuster wants to speak with you or record your statement is so that he can use it against you later. For instance, if shortly after your accident, your insurance adjuster asks you about your injuries, he is hoping that you will not tell him about everything that hurts. Being …

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Truth: One of the biggest mistakes that accident victims make is to give the other guy’s insurance company access to their private, personal medical records. The insurance companies don’t make billions of dollars by doing favors for you. By giving your adjuster access to your very private and personal medical records, you are allowing him …

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Hand rehabilitation

Truth: There are several important exceptions to Limited Tort where you can still be entitled to money for your pain and suffering. Soon after an accident, long before the seriousness of your injuries are known, your insurance adjuster will try and talk you out of seeking a recovery because you chose limited tort. If your …

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There’s a reason why big insurance companies spend millions of dollars training your adjuster to screw you!  There’s a reason the big insurance companies own many of the tallest buildings in most major cities! There’s a reason the big insurance companies call you repeatedly after you’ve been in an accident, hoping you’ll deal directly with …

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#10- “$1500 is a lot of money for your injuries!” #9- “How come you were the only one that got hurt?” #8- “With the minor damage to your car, you couldn’t have gotten these injuries from THIS accident!” #7- “You had these problems before this accident, so they’re not from THIS accident.” #6- “Fighting us …

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